purchasing a home

Find the Right Mortgage.

The traditional way

Traditionally, getting a mortgage has meant taking a number at the bank, jumping through hoops to demonstrate your worthiness, and paying fees to boot. Then, if you wanted to compare quotes, you’d have to do it all over again. It’s no wonder most home buyers settle on their first offer.

your own way

Now you can apply for mortgage and review multiple offers online. On your own time, on your terms, and without paying anything in fees. 

shop our mortgage
marketplace

  • one application
  • multiple offers & lenders
  • dedicated support
  • completely free
our process.

the smartest way to get a mortgage

SYOM Easy Process - One Application Icon

1. apply online

Complete an easy mortgage application on your own time, from home, and without the pressure of a bank or lender.

SYOM Easy Process - Multiple Lenders Icon

2. review multiple offers

Instead of applying to each lender directly, fill out one application and let us gather your top quotes from our network.

SYOM Easy Process - Choose Offer Icon

3. choose your loan

Select and close your best mortgage with peace of mind and without paying anything in origination fees.

it pays to shop around.

$ 1
saved in interest

80% of home buyers would save this much just by getting 1 extra quote.

$ 1
saved in interest

Getting five quotes saves the average home buyer $2,089–3,904.

$ 1 +
saved in fees

Lenders charge 0.5%–1% in origination fees. Our fees? $0.00. Shop around.

Need a pre-approval?

Complete a simple online application and find out exactly how much you can afford. You could get a Pre-Approval Certificate the same day that you apply.

estimate your mortgage.
Then, get a mortgage estimate.

We’re all about making calculated decisions. Play with our mortgage calculator to get an idea of what to expect from a home loan. Then, when you’re done playing, talk to one of our mortgage consultants. We have a large network of lenders, so we’ll be able to provide you with personalized estimates for your scenario.

Make a Calculated Decision

mortgage calculator

$.00
$.00
3.69
30
Sending

Frequently asked questions

Yes! In short, we help with every type of loan that our network of lenders offer. And since many of them are VA, USDA, and FHA-approved, we’re able to help you compare loan offers too.

No, a pre-approval is something we offer for your peace of mind. But, if you’re ready to complete a full application, we’ll be ready to process it. 

Every application is reviewed by a dedicated mortgage consultant, who will see the process through to the last step. While we have technology to help us process quotes, our mortgage consultants are licensed and trained to make sure we’re able to provide you with the best market scenarios. They’ll also be there to give you updates, answer any of your questions, and just generally offer you support.

No. We will never share your information without your consent. Yes, we gather quotes for you from our network of lenders based on your scenario, but we do that without sharing any personally identifiable information.

Yes and no. It will not hurt your credit to see your initial estimates. But, it will ding your credit by a handful of points when you complete a loan application.

How it works: any time that you apply for credit, it lowers your credit score a little bit. However, when you’re applying for a home loan, you have a window of opportunity to shop around without additional hits to your credit, which is how we’re able to provide you multiple offers without added impact.

Also: when you complete our initial application, you’re not actually applying for a home loan yet. You’re simply browsing your home financing options. So, this is risk-free.

We use bank-level security. For both your safety and for regulatory compliance, we have to meet the security standards of all the lenders in our network. This means that all of our data is encrypted and processed over a secure network. 

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