LicensingShop Your Own CorpWelcome to Shop Your Own Mortgage. We’re a mortgage marketplace that helps home buyers find and then secure the best financing options. As with all great marketplaces, it’s free to shop around — in fact, we encourage it! We are not a direct lender. As such, we do not set the terms of any financial product or its qualifying standards. Instead, we help applicants become verified and walk them through their options. If an applicant chooses to accept an offer, we then work with the lender to ensure a smooth closing process. Licensing & DisclosuresShop Your Own Corp operates in the United States as “Shop Your Own Mortgage,” “SYO Mortgage,” or “SYO.” We also provide services in Australia and Canada, under the same names, though in Canada, we are registered under “My Mortgage Auction.” While we do not provide financing to clients directly, we do ensure that all lenders in our network are Equal Housing Lenders. This means that we do not engage in business with financial institutions that practice discrimination, as prohibited by law. Our license allows us to originate loans in the following provinces and states: Canada: British Columbia, OntarioUnited States: California, Colorado, Florida, and TexasAustralia: New South Whales NMLS ID: 1635517 ADDRESS: 3349 Michelson Drive, Suite 200, Irvine, CA, 92612 Applicant ProtectionsFor the protection and security of all parties involved, once a user submits an application through our mobile app, our technology encrypts all personal information. A licensed mortgage consultant, then reviews every application to decide on the appropriate next steps. Successfully completing an application does not mean that you are now eligible for a home loan. Rather, it means that lenders will now be able to assess whether and what products they can offer you. To find out the requirements for your individual circumstance, speak with a mortgage consultant. Please be advised that when your submit an application, you are under no obligation to secure a loan. In fact, all applicants are free to reconsider up until the signing of their closing documents. We invite all applicants to become familiar with their rights, as outlined by the Consumer Financial Protection Bureau. We also encourage all clients to take advantage of the availability of our Licensed Mortgage Consultants, and to ask any questions that may come up in the process. Texas Recovery Fund NoticeCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.